Guide for International Students Subscribing to National Health Insurance (외국인 유학생 건강보험 적용 안내)

Guide for International Students Subscribing to National Health Insurance

1. Any international student staying in Korea without health insurance is subject to the mandatory sub'''script'''ion to the National health insurance of Korea from March 1, 2021.
   Even if an international student does not report to the National health Insurance Service(NHIS), NHIS automatically processes the registration. Students who are currently staying in Korea should check with the NHIS in March for insurance coverage (Tel. 1577-1000).

   Visa Type	Enrollment Time
   Overseas study(D-2)	First entry → Alien registration date
   	Reentry → Reentry date
   Overseas Korean students and foreign nationality Korean students	On the date of admission into a school(if a copy of the proof enrollment is submitted)

   ※ Before receiving the alien registration card, you can use National health insurance by issuing [외국인등록사실증명] from the immigration and foreign offices.
2. Contributions
   1) Monthly contributions for international students for 2021: KRW 43,490 (for those who subscribe on March 1) [Insurance rates may change every year by the NHIS]
   2) Contributions payment: The contribution for the next month is due by the 25th of the current month(prepayment)
     - Pay Method: Automatic transfer(from your bank account or credit card), website, NHIS brach office, bank
       ① NHIS send bill (by mail) around 10th of each month to the address (ARC registration address) → If you do not receive mail, you may be overdue for insurance. Please contact NHIS to apply for a change so that you can receive the notice by e-mail or mobile in advance in early March.
       ② Inquiry: Tel. (1577-1000)/ NHIS homepage (http://www.nhis.or.kr), Mobile app (The건강보험, 모바일지로)
   ※ If you default on health insurance contributions, health insurance benefits are limited, and even if you pay the arrears in full later on, you will not be reimbursed for medical expenses retrospectively. Therefore, please be careful not to default on insurance contributions.
3. Insurance Benefits Abailable from the date of enrollment
   1) (The same benefits as the Korean citizens) Various benefits are available, including dental and oriental medical treatment, health checkups, and pregnancy and childbirth-related medical expenses (National Haengbok Card)
   ※ The above is inapplicable to non-covered items, such as treatm ent for diseases that do not affect work or daily life (example: plastic surgery).

   ※ (Co-payment Rate) A person who receives medical care benefits bears part of the medical expenses as below.
   - Outpatient Medical Services: 30%-60% of the NHI, covering expenses(varies by medical care institution type and area) - Hospitalization Expenses: 20%

   ※ (General Health Checkups) For office worker, general health checkups are available biannually depending on your year of birth(Annually for non-office worker). For example, those born in an odd year can receive a general health checkup in 2021.
4. Disadvantages with Nonpayment of Contributions
   1) (Restrictions on Health Insurance Benefits) Health Insurance benefits at medical care instit utions are unavailable from the first day of the month following the payment deadline until the contribution is fully paid.
   2) (Restrictions on Visa Extension) Your stay in Korea may not be extended by the Korea Immigration Service
   → (Exception) The restriction on visa extension does not apply if the contribution in arrears is less than KRW 500,000 or if other collection in arrears are less than KRW100,000.
   3) (Dispositions on Default) The NHIS may demand payment by the specified period. Where a person fails to pay th e insurance contributions by the specified period, compulsory collection procedures to seize his/her real estate, aut omobile, deposit, and so on may proceed.
   → The contributions in arrears may be paid in installments. The restriction on health insurance benefits will be lifted and made available once such installments are fully paid.
   ※ If you default on health insurance contributions, health insurance benefits are limited, and even if you pay the arrears in full later on, you will not be reimbursed for medical expenses retrospectively. Therefore, please be careful not to default on insurance contributions.
5. National Health Insurance Exclusion Application
   1) Please check with NHIS for detailed exception conditions.
   2) Required Document: '''document'''s verifying that medical guarantee, such as applications for exclusion of membership, insurance certificates, etc. is available
     - France: exclusion application(exclusion processes after checking Nationality)
     - Japan: 본국(일본Japan)health insurance card , exclusion application
     - U.S.A: 유니폼카드 또는 Blue Cross Blueshield insurance card, exclusion application
   ※ For '''document'''s in foreign languages, you can submit the original and Korean translation number together. (Apostille certification and translation notarization are not required.)
   ※ If you would like to apply for a sub'''script'''ion exception, please contact the NHIS (Tel. 1577-1000) first and prepare the '''document'''s.
6. NHIS Center for Foreign Residents (Seoul and Metropolitan Area)

   Center Name	Jurisdition Area	Center Information
   서울센터	서울전역
   안산센터	안산,시흥,군포
   수원센터	수원,용인,화성,오산,성남
   인천센터	인천,부천,김포,광명
   의정부센터	의정부,남양주,가평,포천,동두천,연천,양주,구리,고양,파주

7. 문의/ Inquiry / 상담 Consultation

   TEL. 1577-1000 외국어 서비스 단축번호 7번 - Dial 7 for information on foreign languages	Tel. 033-811-2000 외국어(영어,중국어,베트남어,우즈베크어)상담 가능 -Service in foreign languages(English, Chinese, Vietnamese and available)
   ※ 상담시간: 평일 오전9시~오후6시/ ※ Service Hours: 9:00am~6:00pm on weekdays